The Sharpe Mortgage Team is excited to bring you news this week about housing market updates, budgeting tips, and ideas for preparing your garden for next spring. Click below to learn more about these topics:

Cities Experiencing Swings in Housing Inventory - As the housing market remains unpredictable, the persistent shortage of homes for sale poses an ongoing obstacle for prospective homebuyers. The regions seeing the largest declines in available housing options are typically those that surged in popularity during the pandemic. As demand drove prices to new heights, housing inventory dwindled. Conversely, metropolitan areas with increased property listings are often found in more budget-friendly locations, where price increases during the pandemic occurred at a more gradual pace.

Creating a Budget – Establishing a monthly budget and sticking to it is the most efficient and effective strategy for saving money, reducing debt, and making investments in your future. Yet for many folks, maintaining their financial plans can be challenging, despite their earnest intentions. Although some may perceive the term "budget" as constricting, it can streamline your life, alleviate stress, and propel you towards your long-term financial objectives.

Planning Next Spring’s Garden During Autumn - 

Autumn provides the perfect opportunity to strategize and sow the seeds for a vibrant spring garden. In this article we share some suggestions to get ready for a stunning display of blooms when the warmer weather arrives.

Have you been thinking about purchasing a home in Winston-Salem or the Triad area? The Sharpe Mortgage Team would love to help! Contact us today to learn more!