At The Sharpe Mortgage Team, we understand that each homebuyer has unique needs and goals when it comes to purchasing a home which is why we offer a diverse range of programs that cater to every situation.

Here's a brief overview of some great programs we are offering:

1. Financing for ITIN Borrowers: We understand that not all homebuyers have a traditional SSN, which is why we're proud to offer financing options for ITIN borrowers with only 5% down payment. This program opens doors to homeownership for individuals who may not qualify through conventional means.

2. Highlands Community Lending Program: Our commitment to fostering vibrant communities extends to offering below-market rates through our Highland’s Community Lending program. What sets this program apart is that eligibility isn't limited to first-time homebuyers—anyone can benefit from these competitive rates.

3. One-Time Close Construction-to-Permanent Loan: For homebuyers looking to build their dream home from the ground up, our one-time close construction to permanent is the perfect solution. With a remarkable 95% LTV for primary purchases, this program simplifies the financing process and provides peace of mind throughout the construction journey.

I am excited to use these innovative and inclusive solutions to empower homebuyers to purchase! Whether you are a first-time buyer, seasoned investor, or individual with unique circumstances, know that The Sharpe Mortgage Team is here to support you. Contact us for more information on any of these programs!